Security Deposit Law

Rhode Island Security Deposit Law

What Rhode Island landlords must do with security deposits — the cap, interest, return deadline, account rules, and penalties — with citations to the statute itself.

Verified as of June 11, 2026

This page is general information, not legal advice. Statutes change — verify with the cited sources or an attorney.

Deposit cap

One month's rent, plus an optional furniture deposit (up to one more month) for qualifying furnished units.

Interest

No. Rhode Island does not require landlords to pay interest on security deposits.

Return deadline

20 days, with an itemized written notice of any deductions.

How much can a landlord charge?

A landlord may not demand or receive a security deposit, however denominated, in excess of one month's periodic rent. If the unit is furnished and the landlord's furniture has a replacement value of $5,000 or more when the lease is signed, the landlord may also charge a separate furniture security deposit of up to one month's periodic rent.

R.I. Gen. Laws § 34-18-19(a), (e)

Does the deposit earn interest?

Section 34-18-19 contains no interest requirement. Bills introduced in the 2024 session (H 7746 and S 2919) would have required landlords of six or more units to hold deposits in interest-bearing accounts, but the current official codification contains none of that language.

R.I. Gen. Laws § 34-18-19

When must the deposit be returned?

The landlord must deliver the itemized written notice together with the amount due 'within twenty (20) days after the later of either termination of the tenancy, delivery of possession, or the tenant's providing the landlord with a forwarding address for the purpose of receiving the security deposit.' Permitted deductions are unpaid accrued rent, reasonable cleaning expenses, reasonable trash disposal expenses, and physical damage beyond ordinary wear and tear.

R.I. Gen. Laws § 34-18-19(b)

Does it need a separate account?

Rhode Island statute does not require security deposits to be held in a separate or escrow account. 2024 bills proposing federally insured interest-bearing accounts for landlords of six or more units (H 7746, S 2919) do not appear in the current official codification.

R.I. Gen. Laws § 34-18-19

What are the penalties for violations?

If the landlord fails to comply with the return requirements of subsection (b), the tenant may recover the amount due 'together with damages in an amount equal to twice the amount wrongfully withheld, and reasonable attorney fees.' The section also does not preclude other damages available under the chapter.

R.I. Gen. Laws § 34-18-19(c), (d)

Local rules to know

No Rhode Island municipality is known to impose its own residential security deposit ordinance; § 34-18-19 governs statewide and subsection (h) bars lease waivers.

Key rules Rhode Island landlords must follow

Cap applies to any deposit 'however denominated'

The one-month limit covers any payment that functions as a security deposit regardless of what the lease calls it. Charging extra move-in amounts that serve as security risks violating the cap.

R.I. Gen. Laws § 34-18-19(a)

20-day return with itemized written notice

Within 20 days of the latest of tenancy termination, delivery of possession, or receipt of the tenant's forwarding address, the landlord must deliver an itemized written notice of deductions together with the balance due.

R.I. Gen. Laws § 34-18-19(b)

Deductions are limited to four categories

Only unpaid accrued rent, reasonable cleaning expenses, reasonable trash disposal expenses, and physical damage to the premises beyond ordinary wear and tear (tied to tenant noncompliance with § 34-18-24) may be deducted, and each must be itemized in the written notice.

R.I. Gen. Laws § 34-18-19(b)

Furniture security deposit for qualifying furnished units

If the landlord's furniture is worth $5,000 or more (replacement value at lease execution), a separate furniture security deposit of up to one month's periodic rent may be charged, with its own 20-day return rule on move-out.

R.I. Gen. Laws § 34-18-19(e), (f)

Lease cannot waive these protections

No rental agreement may contain any waiver of § 34-18-19, and a buyer of the property is bound by the section at the time the tenancy ends.

R.I. Gen. Laws § 34-18-19(g), (h)

Common mistakes — and what they cost

Collecting more than one month's rent in security at move-in (e.g., labeling extra amounts 'pet deposit' or 'key deposit').

The cap applies to deposits 'however denominated,' so the excess violates § 34-18-19(a) and creates double-damages exposure when the deposit is reconciled at move-out.

R.I. Gen. Laws § 34-18-19(a), (c)

Missing the 20-day deadline or sending the refund without an itemized written notice of deductions.

The tenant may recover the amount due plus damages equal to twice the amount wrongfully withheld, plus reasonable attorney fees.

R.I. Gen. Laws § 34-18-19(b), (c)

Deducting for ordinary wear and tear, such as routine repainting or carpet aging.

Only damage 'other than ordinary wear and tear' is deductible; improper deductions are wrongful withholding subject to double damages.

R.I. Gen. Laws § 34-18-19(b), (c)

Charging a furniture deposit on a furnished unit whose furniture is worth less than $5,000.

The furniture-deposit exception only applies at a $5,000-or-greater replacement value, so the extra deposit exceeds the one-month cap in § 34-18-19(a).

R.I. Gen. Laws § 34-18-19(a), (e)

Rhode Island security deposit law — FAQ

How much can a landlord charge for a security deposit in Rhode Island?

No more than one month's periodic rent, no matter what the deposit is called. The one exception: a furnished unit where the landlord's furniture has a replacement value of $5,000 or more at lease signing may carry a separate furniture security deposit of up to one additional month's rent.

How long does a Rhode Island landlord have to return a security deposit?

20 days after the latest of: termination of the tenancy, delivery of possession, or the tenant providing a forwarding address for receiving the deposit. The refund must come with an itemized written notice of any deductions.

Do Rhode Island landlords have to pay interest on security deposits?

No. R.I. Gen. Laws § 34-18-19 has no interest requirement. Bills proposing interest-bearing accounts for larger landlords were introduced in 2024 but were not enacted.

Does Rhode Island require a separate bank account for security deposits?

No. The statute does not require deposits to be held in a separate or escrow account, though keeping them separate is a good practice for accounting and dispute defense.

What can a landlord deduct from a security deposit in Rhode Island?

Four things only: unpaid accrued rent, reasonable cleaning expenses, reasonable trash disposal expenses, and physical damage to the premises beyond ordinary wear and tear. Every deduction must be itemized in a written notice delivered to the tenant.

What happens if a landlord doesn't return the deposit on time in Rhode Island?

The tenant can sue to recover the amount due plus damages equal to twice the amount wrongfully withheld, plus reasonable attorney fees.

This page is general information, not legal advice. Statutes change — verify with the cited sources or an attorney.

Statute facts on this page were verified against the cited official sources on June 11, 2026.

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